Identity theft refers to specific identifying information being used without your consent. Examples include: name and date of birth, electronic identifying numbers, routing codes, account numbers, or social security numbers.
How is information compromised? There are numerous ways for an identity thief to obtain your information. Most victims believe they have been jeopardized online. Although a thief can obtain your information online, information can be stolen much easier through low-tech means such as telephone scams or even personal documents you throw away.
If your identity has been jeopardized, follow these steps:
Fill out the affidavit provided by the Federal Trade Commission (FTC).
Compile documentation relating to your compromised identity (i.e. bank statements, letter from the IRS, credit bureau reports).